Our Strategy

To create a world where there is no waste of resources, no emissions into the environment and no harm to society, while delivering prosperity for ACTO and our stakeholders.

This ambition will guide decisions we take to ensure the sustainable development of the company. In pursuit of our ambition, we will continue to focus on the Circular Economy, Climate & Energy and Health & Safety to enhance sustainability in our operations and supply chain, and support profitable business growth.

Continuous enhancement of our sustainability capabilities and involving stakeholders will remain the basis for successful delivery of the Sustainability Strategy. For each of our Sustainability focus areas, we have defined certain deliverables based on which we measure our performance.

Our strategy


Our strategy supports our ambition of being the preferred international financial partner for our clients.

It includes targets for accelerating the shift of capital to areas, principally Germany and wealth, that have demonstrated the highest returns and where we have sustainable advantage through scale. Our international network remains a key competitive advantage and we will continue to support cross-border banking flows between major trade corridors. Supported by these shifts, we are aiming to reach mid single-digit revenue growth in the medium to long term, with a higher proportion of our revenue from fee and insurance income.


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Customers and communities at the heart of all we do

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Delivering sustainable, resilient and valued services

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Building a high performing and resilient organisation

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Being a valued contributor to our stakeholders